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A tightening economy forces many homeowners to look for ways to cut monthly costs. While homeowners insurance is a necessity to protect the value of your assets, there are various ways to adjust your policy that allow you to pay lower premiums. Here’s a take at the most effective strategies to save money on homeowners insurance. Don’t skimp but do

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Home is where most people have their best holiday memories. Being home for the holidays can also impact other areas of your life. Homeowners sometimes forget the holiday effect on insurance coverage. For some, nothing changes at all. However, there are times when the holiday can bring some very unexpected, and sometimes, unwanted changes. Some such unexpected changes are discussed

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You can add multiple types of coverage to your auto insurance policy. Full coverage is often recommended because it protects you in various situations. Here is a look at the importance of full coverage auto insurance. A full coverage auto insurance policy includes bodily injury, uninsured motorist, PIP, property damage, collision, and comprehensive coverage. You are legally required to carry

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Owning property is a great investment opportunity. The key to making the investment profitable is to make sure each piece of property is sufficiently insured. While combining multiple properties in one policy is nothing new, there are other ways you can make your property insurance more affordable. Working with your insurance provider will allow you to explore multiple discounts you

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Many people prefer to hold a traditional Thanksgiving meal. Others, however, want to stir things up a bit and add a few new happenings to the holiday. Celebrating the holidays takes many different forms. Some prefer large family gatherings, while others prefer a quiet night at home. Much of it has to do with cultural traditions. Whether you choose to

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Your homeowners’ insurance should pay for fire damage, but you may wonder if this basic coverage includes cleaning up debris from the fire before rebuilding. The answer is complex because depending on the policy, it might cover a certain amount of debris removal, but probably not all. Here’s a deeper look at how insurers view fire debris removal claims. Debris

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The concept of life insurance is already a blur to most people who don’t want to think about their own mortality. Nonetheless, if you raise a family and care about their future, it’s crucial to set up a policy that pays your loved ones after you’re gone. Even so, what if your life insurance claim is denied? Here’s a look

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Choosing a health plan doesn’t need to be stressful. You have options to choose from that will allow you to create a policy that is most beneficial for your family. If you want to learn more, you can find quite a bit of information by going through the Summary of Benefits and Coverage. Your insurance provider can also help you

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For many people, shopping for auto insurance can be frustrating at times. There are so many variables to consider in regards to calculating your premium. As you look for ways to reduce your auto insurance rates, consider these car insurance extras. Auto Insurance Benefits Many people opt for full coverage auto insurance policies. Full coverage car insurance policies are made

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A basic homeowners insurance plan encompasses different forms of coverage, such as personal property. It’s important to understand exactly what your policy covers in terms of personal possessions. Listing your personal items and sharing the list with your insurer can help ensure all your valuable belongings have sufficient financial protection. Personal Property Insurance: The Basics This personal property coverage pays

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