Homeowners Insurance Policy


Halloween Horrors Your Homeowners Policy Can Help With

Halloween is full of fun and frightful experiences. It can also be dangerous if you aren’t proactive. While you are preparing your home for the haunting festivities, you can take a few precautions to ensure that everything goes smoothly all month long. A few simple tips can prevent having to file a homeowners’ insurance claim. It also ensures that your

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How to Protect Your Home with Fire Insurance

Most homeowners already have fire insurance as part of their standard home insurance policy. But this coverage tends to be limited to certain types of fire, so it’s important to consider extending fire coverage. Here’s what you need to know about getting the right fire coverage from a reputable insurance agency in Houston, Texas. What Is fire insurance? Fire insurance

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Are Lost Items Covered by Homeowners or Renters Insurance?

Homeowners’ and renters’ policies are designed to protect you from financial loss. Items may be lost due to various perils, including fire, theft, and natural disasters. It’s important to know what your policy covers and the various terms. This will help you determine when filing a claim is beneficial. It’s important to evaluate your policy occasionally to ensure you are

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Can Home Renovations and Upgrades Affect Your Homeowners’ Insurance?

Home renovations will have an impact on your homeowners’ insurance no matter what kind of renovation you perform. Even a small renovation can have a large impact if it affects the overall value of your home. Understanding the different types of renovations and why they are performed, will help you better understand why your coverage might change. Read on to

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Essential Tips to Save Money on Your Homeowners Insurance Policy

A tightening economy forces many homeowners to look for ways to cut monthly costs. While homeowners insurance is a necessity to protect the value of your assets, there are various ways to adjust your policy that allow you to pay lower premiums. Here’s a take at the most effective strategies to save money on homeowners insurance. Don’t skimp but do

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Why Luxury Homes Need Excess Flood Insurance

Luxury homes have a high value, are often unlike any other property, and require extra protection. As a high-value homeowner, your property may be full of luxurious items that need special consideration. In addition to purchasing more home insurance, it’s essential that you consider excess flood insurance. Here’s why. Why High-Value Homes Need Excess Flood Coverage What is excess flood

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