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Businesses can be of different types. For example, some businesses operate only in fixed seasons. So, when you buy business insurance, you may be in a dilemma, whether to invest in a standard annual policy or buy insurance coverage only for that particular period when you earn an income through sales of your products or services. In this blog, we

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Liability claims can be costly and lead to a substantial financial loss for your business. You must take preventive measures to ensure that your business has the least liability exposure, thus reducing the chances of liability-related losses. This blog will discuss the six mistakes that small business owners make that put their businesses at a higher risk of facing liability

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Risks in small businesses are common, usually combated with suitable insurance coverage. Business professionals need professional liability insurance policies to protect themselves and their businesses against several accountabilities. If you are a professional offering consultation services or representing clients’ interests, you should have a professional liability insurance policy. Professionals needing this policy include engineers, accountants, consultants, physical therapists, real estate

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It is compulsory to have auto insurance in almost all the states in the USA. When using vehicles for a company’s operations, you will need commercial auto insurance. But some people make mistakes when buying auto insurance. Enlisted below are some of the most common commercial auto insurance mistakes to avoid: Focusing Only On the Cost Premium amounts change from

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A business structure that includes directors and officers needs D&O insurance to shield the executives from personal exposure in lawsuits. No company plans to disappoint clients or customers, but it can happen due to poor consulting or management decisions. Here’s a look at some of the most important reasons for an enterprise to get D&O coverage. Who Needs Directors and

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Knowing the difference between claims-made and occurrence insurance can save you from making a big financial mistake. Business owners who need help understanding the difference may learn the hard way. A key distinction is that claims-made policies include professional liability and directors & officers (D&O) insurance, while occurrence policies are broader, as they have general liability. What Is an Occurrence

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A comprehensive health insurance plan ensures that you are financially covered for medical expenses for you or your loved ones. With ever-increasing healthcare service costs, selecting a plan that offers adequate coverage based on your unique needs and is affordable is important. In this blog, we will discuss one of the popular health plans, the high-deductible health plan (HDHD), its

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For assured peace of mind that your motorcycle is covered in the event of an accident or theft, you must have motorcycle insurance that offers sufficient coverage and protects you from financial loss. However, when purchasing your insurance, you have to fix a deductible amount that you agree to pay before your insurance provider reimburses you for the expenses incurred.

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Commercial real estate involves large financial investments and so as its owner, maximum protection for your property must be your priority. Buying the right insurance coverage helps you to avoid disastrous financial setbacks. To help you stay comprehensively protected, we have included the insurance coverages that you must consider having in your commercial real estate insurance. The Must-Have Coverages in

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When you are on the brink of retirement or already retired, you may wonder whether you need life insurance in this new phase of life. Even if you are financially secure there are various factors that you must consider before taking a decision. In this blog, we shall discuss those factors that will help you to make an informed decision

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