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Millions of independent contractors run their businesses out of their homes and depend on their homeowner’s insurance policy to protect their operations. Your home may be secure, but your company’s crucial documents, tools, and processes could not be. You should give home-based company insurance significant thought if you want to secure your operation adequately. Utilizing your house for purposes your

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Perhaps you have decided to rent an office space or some materials in order to operate your business more efficiently. There are still risks involved, which is why business renters insurance is recommended. What Is Business Renters Insurance? Business renters insurance is available through purchasing a Business Owners Policy. A BOP merges multiple types of coverage into one policy. The

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What’s the difference between Professional Liability vs. Malpractice Insurance? These types of coverage deal with dissatisfied patients but in different ways. Why Do Healthcare Professionals Need Insurance? Healthcare professionals need insurance for these primary reasons: Meet legal obligations – Each state determines legal requirements for healthcare professionals licensed in the state. Pay for lawsuits – Doctors get sued by patients

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A waiting period usually lasts up to six weeks. This is the amount of time that it takes for the insurance carrier to move through the approval process when someone applies for a life insurance policy. This coverage gap allows the carrier enough time to investigate your application and make sure everything is in order. At the end of the

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As a business owner, you have to juggle multiple responsibilities on a regular basis, and you may find yourself in legal trouble at any moment. While obtaining commercial insurance is a great way to protect your business, it may not always be enough. Adding professional liability insurance is an option to consider. Here’s an overview of how Professional Liability Insurance

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Owning a commercial property adds a significant asset to your portfolio. While you are in line to enjoy a major return on your investment, there are some potential risks to consider. To help you maximize your investment, here are some commercial property tips to consider. Implement a High-Level Tenant Screening System  Choosing reliable tenants can prevent problems from happening in

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When a business aims to cut costs, a key building block is developing a loyal team. The costs of recruiting and training can cut into profits if your company has a high turnover rate. Here’s a look at the benefits of employee retention and how it affects commercial insurance. What Is Employee Retention? Employee retention means hanging on to the

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A report by the American Transportation Research Institute reveals that despite the measures trucking companies have put in place to reduce premiums, insurance costs are still rising. Between 2008 and 2020, for example, the overall premium costs per mile surged 47 percent. Here are 11 hacks to ensure your insurance premiums remain relatively stable. Auto Insurance Houston – Toe the

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When you own a business, growth is a good thing. Growth can lead to many changes that might alter your insurance needs. The bigger your business gets, the more likely it will be that your insurance needs will be changing rapidly. Reviewing your policy every year is important to ensure that your business is always fully protected. Here are some

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While many homes can be sufficiently covered by standard homeowners’ insurance, there are other homes that need a much larger policy. A luxury home, for example, may have amenities that would cost much more than what would be found in other homes. It’s important to have the right policy, the right agent, and also a reputable carrier who will be

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