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Many people prefer to hold a traditional Thanksgiving meal. Others, however, want to stir things up a bit and add a few new happenings to the holiday. Celebrating the holidays takes many different forms. Some prefer large family gatherings, while others prefer a quiet night at home. Much of it has to do with cultural traditions. Whether you choose to

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Your homeowners’ insurance should pay for fire damage, but you may wonder if this basic coverage includes cleaning up debris from the fire before rebuilding. The answer is complex because depending on the policy, it might cover a certain amount of debris removal, but probably not all. Here’s a deeper look at how insurers view fire debris removal claims. Debris

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The concept of life insurance is already a blur to most people who don’t want to think about their own mortality. Nonetheless, if you raise a family and care about their future, it’s crucial to set up a policy that pays your loved ones after you’re gone. Even so, what if your life insurance claim is denied? Here’s a look

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Choosing a health plan doesn’t need to be stressful. You have options to choose from that will allow you to create a policy that is most beneficial for your family. If you want to learn more, you can find quite a bit of information by going through the Summary of Benefits and Coverage. Your insurance provider can also help you

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For many people, shopping for auto insurance can be frustrating at times. There are so many variables to consider in regards to calculating your premium. As you look for ways to reduce your auto insurance rates, consider these car insurance extras. Auto Insurance Benefits Many people opt for full coverage auto insurance policies. Full coverage car insurance policies are made

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A basic homeowners insurance plan encompasses different forms of coverage, such as personal property. It’s important to understand exactly what your policy covers in terms of personal possessions. Listing your personal items and sharing the list with your insurer can help ensure all your valuable belongings have sufficient financial protection. Personal Property Insurance: The Basics This personal property coverage pays

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Every business with employees that’s open to the public should carry commercial liability insurance. This type of insurance exists to financially protect businesses and their patrons from the high costs of misfortunate events such as accidental injuries. Here are essential points to know about insuring your business against potential liability. What’s Covered under Commercial Liability Insurance? You have various options

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Employee benefits are essential perks that your employees often rely on for their physical and emotional well-being. These can include health insurance, paid time off, sick days, profit-sharing, retirement, and investment opportunities. Many of your employees rely on these programs to care for themselves and their families, even post-retirement. Your Most Valuable Resource Without your employees, you would not have

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You buy life insurance to cater to your family in the event of your demise. However, you can use this policy as an investment opportunity as well. With so many policies to choose from, you need to make sure that you choose the right one. If you think you have purchased the wrong policy, you can always talk to an

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Starting a business takes a lot of time and resources. If you use commercial vehicles to help operate your business, you need commercial auto insurance . Unfortunately, accidents can happen at any time. You also have to be aware of uninsured drivers as well. Here’s how you should proceed if you are involved in an accident with an insured driver.

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