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3
Feb

Is Age a Factor Regarding Auto Insurance Rates?

Searching for auto insurance can be complicated, as you are constantly looking for a policy that helps you save money. You also have to be aware of multiple factors that may impact your auto insurance rates. One of those factors could be your age. A person’s age is one of the common factors insurance companies look at to help generate

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27
Jan

Practical Insurance Strategies for Winter-Weather Damage In Texas

Texas has been known to be one of the centers of damage during winter. Winter storms leave trails of damage in their wake, from a power outage to water shortage (due to burst pipe). At the end of each disaster, policyholders may file more claims. Winter strategies generally include stacking up food, adding chains to your vehicle tires, defrosting your

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20
Jan

Does My Business Insurance Cover Breach of Contract?

Businesses must comply with their state laws on contracts and insurance. Breach of contract can damage a company’s reputation while the company faces heavy fines and other court rulings. That’s why it’s common and wise for firms to get commercial insurance covering general liabilities. This article discusses whether your standard business insurance covers breach of contract or not. What’s a

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13
Jan

Can You Deduct Your Health Insurance Premiums from Your Taxes?

Health insurance is something we all need. The premiums we pay for our insurance from work may be tax-free, to begin with. Payroll deduction plans use money drawn out before taxes are taken out. If this is the case, you can’t claim a deduction at the end of the year. When your healthcare costs reach a certain amount, however, you

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6
Jan

Finding the Right Auto Insurance Policy for a Classic Car

As the owner of a classic car, you have a unique asset. However, finding insurance can be complicated because classic cars generally need a different coverage type than traditional vehicles. Classic auto insurance is designed to protect unique vehicles. Before applying for coverage, you must ensure that your vehicle is classified as a classic vehicle. Many classic vehicles are at

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23
Dec

A Guide to Choosing the Right Health Insurance Plans

When shopping for a health insurance plan, there are numerous aspects to consider ranging from your unique medical needs to out-of-pocket costs to health plan networks. If you feel overwhelmed by the breadth of the process, use this step-to-step guide to health insurance to help you choose the right health insurance plans for your needs. How to Choose Health Insurance?

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16
Dec

Essential Tips to Save Money on Your Homeowners Insurance Policy

A tightening economy forces many homeowners to look for ways to cut monthly costs. While homeowners insurance is a necessity to protect the value of your assets, there are various ways to adjust your policy that allow you to pay lower premiums. Here’s a take at the most effective strategies to save money on homeowners insurance. Don’t skimp but do

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9
Dec

4 Ways the Holidays Can Impact Your Homeowners’ Insurance

Home is where most people have their best holiday memories. Being home for the holidays can also impact other areas of your life. Homeowners sometimes forget the holiday effect on insurance coverage. For some, nothing changes at all. However, there are times when the holiday can bring some very unexpected, and sometimes, unwanted changes. Some such unexpected changes are discussed

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2
Dec

An Overview of Full Coverage Auto Insurance

You can add multiple types of coverage to your auto insurance policy. Full coverage is often recommended because it protects you in various situations. Here is a look at the importance of full coverage auto insurance. A full coverage auto insurance policy includes bodily injury, uninsured motorist, PIP, property damage, collision, and comprehensive coverage. You are legally required to carry

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25
Nov

5 Effective Ways to Reduce the Cost of Your Property Insurance

Owning property is a great investment opportunity. The key to making the investment profitable is to make sure each piece of property is sufficiently insured. While combining multiple properties in one policy is nothing new, there are other ways you can make your property insurance more affordable. Working with your insurance provider will allow you to explore multiple discounts you

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