Blog

21
Apr

Is Suicidal Death Covered by Life Insurance

Many people mistakenly believe that if a person commits suicide, their life insurance won’t offer a payout. This isn’t necessarily true. There are occasions when a death benefit will be paid, but you need to understand the policy and its terms. Possible Issues In most cases, the death benefit of a suicide victim is normally paid in full unless someone

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14
Apr

Which Deaths Are Not Covered by Your Term Life Insurance

Term life insurance is a great way to provide financial support to your family or pay for your final expenses. However, there are times when a term life policy will not pay a death benefit. Even if you have paid into the policy as required, certain types of death are not covered, and your beneficiaries will not receive a payout.

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7
Apr

Are Lost Items Covered by Homeowners or Renters Insurance?

Homeowners’ and renters’ policies are designed to protect you from financial loss. Items may be lost due to various perils, including fire, theft, and natural disasters. It’s important to know what your policy covers and the various terms. This will help you determine when filing a claim is beneficial. It’s important to evaluate your policy occasionally to ensure you are

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31
Mar

Every Coverage You Must Have for Your Online Business

Online businesses have to deal with similar risks as more traditional ones. In some ways, things are more complex due to the emergence of malware and other viruses by hackers. Having a strong insurance plan is more important than ever before. Finding commercial insurance in Houston should be a top priority for your business. Many business owners neglect insurance, which

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24
Mar

Every Home Insurance Concern That’s Not a Concern

Besides the five basic coverage of typical home insurance, there are many essential facts related to it. There are other kinds of coverage you may or may not know about. Although it is slightly difficult to always clearly understand what a policy covers, most home insurance concerns are usually about things the insurance covers. Below are some home insurance concerns

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17
Mar

A Guide to Building Wealth with Life Insurance

Life insurance can be a useful tool in caring for your family’s needs once you pass away. It can also be quite valuable when it comes to helping you build wealth and maintain financial security while still alive. Understanding how life insurance works and which policies have the most flexibility will help you make the most out of each dollar

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10
Mar

A Comprehensive Guide to Guaranteed Issue Whole Life Insurance

Guaranteed issue life insurance policies make it easy for individuals with specific health issues to get the coverage they need. Many people are not eligible for certain types of life insurance because they can’t pass a medical exam. A guaranteed issue life insurance is also known as a guaranteed acceptance policy because the insured’s family will receive a payout as

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24
Feb

Should You Be Insuring Your Home-Based Business?

Nowadays, more and more people are choosing the option of working from home. Those who own small businesses often choose to run their companies from their homes, instead of going to the trouble of renting a commercial property. Not only does it save money, but it is also more convenient, giving owners the option to work whenever the need arises

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17
Feb

Can Home Renovations and Upgrades Affect Your Homeowners’ Insurance?

Home renovations will have an impact on your homeowners’ insurance no matter what kind of renovation you perform. Even a small renovation can have a large impact if it affects the overall value of your home. Understanding the different types of renovations and why they are performed, will help you better understand why your coverage might change. Read on to

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10
Feb

Possible Exclusions Regarding Commercial Auto Insurance

Commercial auto insurance helps protect your business from a potential financial disaster. However, there are some possible situations where you are not protected. Here’s a look at a few situations where you may be unable to rely on your insurance coverage. Commercial auto insurance is a policy designed to cover your business vehicles if something happens to them. However, there

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