Spring is a time of renewal, but it also brings seasonal risks that can impact your home, car, and business. As the weather warms up, now is the perfect time to review your insurance policies and make sure you’re covered for the unexpected. Here’s how you can protect yourself this season.
- Spring Storms: Are You Prepared?
Spring showers may bring flowers, but they can also bring floods, hail, and high winds. Here’s how to safeguard your property:
- Review Your Homeowners Policy – Does it cover wind and hail damage? What about flooding?
- Consider Flood Insurance – Standard home policies don’t cover floods, and spring rains can lead to unexpected water damage.
- Car Protection – Comprehensive auto insurance can cover hail damage, fallen tree branches, and flood-related repairs.
- Home Maintenance & Insurance Gaps
Spring cleaning isn’t just about decluttering—it’s also about maintenance. Some small home improvements can prevent big claims:
- Check your roof for winter damage before spring storms hit.
- Clean out gutters and downspouts to prevent water damage.
- Trim trees to avoid branches falling on your home or car.
- Safe Travels: Road Trip & Outdoor Adventures
As the weather warms up, more people hit the road. Before heading out:
- Check your auto policy to make sure you have roadside assistance.
- If you’re renting an RV or boat, confirm coverage—your personal policy may not extend to rentals.
- Adventure sports? Some insurance policies exclude injuries from high-risk activities like rock climbing or jet skiing.
- Spring Break & Home Security
Planning a getaway? Prevent break-ins by:
- Using smart home security systems that allow remote monitoring.
- Not broadcasting travel plans on social media.
- Reviewing your renters or homeowners insurance to ensure theft protection.
Stay Protected This Spring!
Spring is a season of new beginnings—make sure your insurance coverage is ready to handle whatever comes your way. Call 281-501-8331 or email info@archerinsgroup.com to review your policies and keep your home, car, and business protected this season!